Taking the First Steps
Today is a great time to be a buyer. Bargain hunters today are enjoying the best buyer’s market since the Great Depression. Ocean front and ocean view real estate has historically been a very strong long-term investment, making this is a wonderful time to buy. With nearly perfect weather and a rich culture, everybody seems to want to live in coastal California. The population of the state grows every year, but Santa Barbara is now rather anti-development and limited in population growth. With increasing demand and a very limited supply of housing, this means that even through recessions and wars, the prospects of Santa Barbara real estate remain fantastic.
Unless you are an all-cash buyer, the first step in purchasing is to be pre-qualified by a lender even before you look at properties. Interest rates remain at historic lows. Borrowing money right now is more affordable than almost any other time in our nation’s history. Before any informed seller will take your offer seriously, however, you must get what is called a “Letter of Prequalification”. I work with some of the highest-volume mortgage brokers in the area. If you would like to be referred to one of the top local mortgage brokers, simply give me a phone call or an email.
What I Can Do For You
Choosing a good buyer’s agent to represent you is essential. In almost all instances, a buyer’s agent will work for you free of charge, so it’s highly unwise not to use one. A good agent will help you get your finances in order and will find a wonderful property that is right for you. A good agent will answer all the questions you have, send you e-mail updates on the latest matching properties, preview properties for you so you don’t waste your time, and use his or her lock-box key so that you can preview vacant properties whenever you like. A good buyer’s agent is your best asset when purchasing property. There are over 25,000 real estate lawsuits per year in California alone, and a strong majority of them involve people who didn’t use a real estate agent to represent them. A good buyer’s agent will find you the property you are seeking, negotiate the purchase price, protect you legally throughout the process and, best of all, his or her services are almost always free for you to use.
If you are looking to purchase in the greater Santa Barbara area, it would be my pleasure to speak with you. I am a high-volume agent who specializes in beach front and ocean view properties, as well as homes that are within a short walk to the beach. I often focus on distressed properties to get my buyers fantastic bargains. In recent years, I was a Sotheby’s broker and a top-selling REMAX broker. In 2007, I was the highest volume REMAX agent for this whole region. Many of my sales are on properties that aren’t even posted on the Multiple Listing Service. I will work hard to earn your business, and work even harder to make sure you get the property you want.
Make it happen by taking the first step!